As you know it’s almost summer and I need money. I’m only 12 so I cannot have a job working in a store or anything like that. Also please don’t say take online surveys because it doesn’t work and takes forever to earn money and a lot of them are scams. Please help!

babysit

I need something realistic. Thing of my situation. I need money, fast. Some sort of business! I don’t want just take money from my parents, and i don’t want chores around the house for money. I don’t want to earn money from my parents, but from other people. Because if you earn money from your parents your family doesn’t make any money. Also don’t give me a lemonade stand. You barely can make any money. Usually the lemonade costs more than what you earn. PLEASE?!!?!??

Do chores for other people, like window washing, weed pulling, lawn mowing, dog walking. If you have elderly neighbours, they make appreciate a helping hand. Collect cans or bottles for recycling, if that is possible where you live. Ask about a paper round. Sort out games, books etc. that you don’t want to keep any more, and sell them at a yard sale. If you are old enough, babysit.

I am 12 and I need to start making money because it’s summer, I have friends’ birthday parties coming up, and I just wanna do stuff with my friends and get new clothes. I need ideas for jobs I can do. Please help!

1. Ask your parents if there are any jobs around the house you could do for extra money like cleaning, taking care of pets, etc.
2. Ask your neighbors if they need any yard work done and that you could do it for cheap.
3. If you are responsible and have young kids in the family, try babysitting. 12 is a little young so it should only be for family. For example, if you have a little cousin, you could help take care of "it" (haha)..
4. (I know this is little kidd-ish, but you could do it with your friends to make it more fun) Have a lemonade stand. You could also get help from an adult and bake some things like cupcakes or brownies and make it a bake sale/lemonade stand.

Be creative and good luck!

I need to make some money for an ipod touch.I don’t have no money so I need some ideas.

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We have all experienced getting so far in debt we don’t know how we’re going to get out. There are many different options that you have for quick relief with benefits and consequences.

You can achieve more than 100% returns on your money simply by paying extra money on your mortgage each month or as often as you like.

Debt is a hard thing to live with, reduce debts today! Before a debt can be had, both the debtor and the creditor must agree on the manner in which the debt will be repaid, known as the standard of deferred payment. This payment is usually denominated as a sum of money in units of currency, but can sometimes be denominated in terms of goods. Payment can be made in increments over a period of time, or all at once at the end of the loan agreement.

For many Americans debt is an overwhelming problem, a stressor that can quickly take hold of one’s life. When there are bills attached to house, boat, automobiles, college tuition, and daycare, it’s not hard to imagine that many folks can quickly be swept under the current of spending which can unexpectedly whirl into deep debt.

Easy Ways to Start Saving Money

Yeah, yeah.. You won’t be able to bring your money with you to the grave. But you will also be nearer to being six feet underground if you don’t have money. So better start knowing how to handle your finances, right? Many people don’t want to embark on this endeavor either because they don’t want to be perceived as stingy or they simply feel deprived when they don’t acquire what use to satisfy their whims. But if you don’t start learning how to unlearn your crappy bigspender deeds, you might be found lying on the sidewalk soon. Do you want that to happen? Definitely NOT, right? So here’s what you could do to avoid becoming one of those pitiful beggars:

Spare Change Matters

Never loose those spare coins because they matter if you try saving them in a cookie jar or in any container you don’t use. Believe it or not, there are some people who have made their dream vacation come true just through their loose coin savings. After a day’s work, how about putting all your loose coins in a jar? You can also purchase a cheap piggy bank. The glass made ones are advisable since it will avoid you from breaking it too soon unlike the plastic ones which you can open anytime you can’t get over the temptation.

Let Technology Help You

Manually doing the depositing of money to your savings account could be a bit tedious for many. However, if you let the advancement of technology lend you a hand, you can easily do that by setting up an automatic transfer from your checking account to your savings account. Online banking has made it well-facilitated too for the savings-savvy but lazy people out there. You can just log in through your Internet-connected computer and do an online transfer to your savings account. One more way to explore the potential of the Internet to let you save is through traveling cheap with the help of online scourers for cheap flights. Just key in “travel cheap search engines” and you’ll see thousands of results that will lead you to a non-bank-breaking travel arrangement. The Consumer Credit Counselling Service (CCCS) reports that calls from people worried about debt have been increased by 50% compared with last year.

Individuals or families in debt run the risk of loosing their home, vehicles, or other assets. Many of those who do not own a home or other obtainable assets are likely to never be able to own one.

Start with a weekly budget plan and then work your way toward a monthly plan. Once you have a budget plan set up check the balance in each checking, saving or money marketing account regularly. Find out how long it will take to become debt free and how much you’ll pay in interest by making the minimum monthly payments.

There are a number of different types of debt consolidation loans: home equity loan, line of credit, or second mortgage.

Learn the Trading Game

Ever did baby-sitting for your neighbors during teen years? You can still do that now while saving. Who would’ve known that keeping an eye on an extra kid while playing with your own kids will save you some bucks? How? Trade services by having a free ride to your office in exchange for a simple babysitting favor. Do you pack lunch for your hubby? Ask if he knows some office friends who would like have brown-bagged food prepared in exchange for a ride home. You might even turn those little favors into small businesses.

Save Electricity While Living in the City

You don’t have to forget about the urban life while saving. You can do away with some of the electrical appliances, though. Instead of using a vacuum cleaner in cleaning your carpets, a carpet sweeper can do the job just as well. Lawn mowing can be done manually through the help of Edward Scissorhands, er, a pair of shears and maybe an extra pair of hands. You can even use the manual lawn mowing as a bonding time with your partner. Just be a tad more creative than the usual and you’ll see how you can save in the process.

Entertainment is Cheap, NOT

Maybe you’re used to having a late night out with your partner almost weekly to unwind. If you’re into fine dining, how about learning how to prepare one romantic candle-lit dinner yourself? Aside from the skills you will hone, your partner will surely have another good-cookie point recorded for you. If you’re into going to last full shows watching movies, you can save and be better entertained by reading reviews online first before going to just about any movie that’s being shown. Reviews can have a big impact on your itch to watch. And, would you like to save big time? Avoid being a couch potato! Watching TV can make you succumb to impulse purchases.

These can’t be carried out quite well without a good amount of self-discipline, of course. Also, taking that first step will jumpstart your saving feat. Goodluck and start saving TODAY!

Another alternative is a Personal Loan or Debt

Consolidation Loan. This is one large loan to pay off smaller loans or debts. With one large loan, you will normally have a lower percentage rate and a longer pay off period.

A debt consolidation loan is an option. But a debt consolidation loan might not be right for you. You might be able to consolidate debt, even credit card debt, with a remortgage. The prospects of managing financial obligations have just gotten worse, as Congress has passed legislation that will make bankruptcy filings more difficult than ever.

Whatever your motivations, a decision to consolidate debt online may be the solution but before you make your decision or offer detailed personal information to debt consolidation companies check to see what they have to offer.

Hazel Leong
http://www.articlesbase.com/finance-articles/easy-ways-to-start-saving-money-130679.html

If you are a parent with very young children, it is always a good idea to work at home and be with the kids whenever they need you. Working in the corporate setting which will require you to be in the office for at least eight hours in a day is not really a good idea for your parents because this will mean that their very young children will be in the care of strangers for most part of the day.

Yet, the dilemma of young parents is how could they provide their kids with a comfortable life if they stay at home? Will they be able to earn enough money working at home to pay the bills and provide comforts to the kids too? Luckily, there are many home based business opportunities nowadays that could give young parents the chance to earn good money while staying at home. The home-based business network marketing is one of the areas where young parents could earn enough money to keep the family comfortable.

How does a home based business network marketing work? The principle behind the home based business network marketing is really very simple. If you have website where you sell good and services of your own, you can earn additional income by using your website to promote the goods and services of the merchant. Actually, what you earn here is the commission on whatever sale is generated by the merchant through your website.

Do you need to describe all the products and services of the merchant on your website? You do not need to describe all the products and services of the merchant on your site so do not worry, your website will not really get cluttered with all those information regarding your merchant partner. In most cases, just proving a link to the site of the merchant is really enough to get your started with the home based business network marketing. However, if you want to maximize you earning potentials with your merchant partner, it would be a good idea to provide more than the link button to the website of the merchant. You should also see to it that you actively promote the website of your merchant to increase your chances of generating a sale.

One of the best ways to generate a sale for the merchant is to drive more traffic onto your website. The more people who browse through the pages of your website, the better chances you have of generating a sale. How can you drive traffic to your website? There are many ways to drive traffic to your website. You can promote your website through the PR web. Giving out press releases is a good way to let people know that you are offering certain types of goods and service in your website.

Diep Tran
http://www.articlesbase.com/ecommerce-articles/home-based-business-network-marketing-how-to-stay-home-and-earn-good-money-85822.html

December has rolled around again and it’s time for another holiday season. As usual, we have to come up with new and innovative presents for family and friends. This is why the children’s gift basket is such a great idea; it lets you display presents in a novel fashion, and in such a way that doesn’t have to break your bank either.

After part 1 you should have almost everything you need. This article will complete the step by step instructions, and show you how easy and fun it can be to make a home-made gift basket!  Now we can go on to the final step: decorating the basket! Don’t forget to have some colorful wrapping paper and tape on hand during the decorating process.

Step 3 – Putting the Basket Together

This is the last step to create that perfect children’s gift. Let’s use my niece’s basket as an example, but remember, you can be as creative with the individual pieces as you want to be. For this particular gift I got some chocolate candies, a scarf and hat set, and a plush cat as the foundation, as this happens to be her favorite animal. (Remember, it’s very easy to personalize these gift baskets). To start with, get some red wrapping paper to lay on the bottom of the basket, and sprinkle some of the candy over it, leaving a hole in the center for the plush cat. Next, put the stuffed animal in the basket, and attempt to position it so that part of it is hanging outside of the basket. This is more difficult if the stuffed animal you chose is in a lying position. In that case, try to raise the inside of the basket before placing the candy by folding in some more wrapping paper under the lining, so that the cat (or whatever animal you choose) is in an elevated position. Then place the candy around it.

Next, it’s time to include the hat and scarf. Because kid’s clothes are small, you can put the hat and the scarf on the stuffed cat, for a cute look. Obviously, I’m using winter accessories because this is a winter holiday, but you can be creative depending on the season. For example, if you know a child who has a birthday in the summer, you could dress up the plush toy with a baseball hat, sunglasses, and a colorful necktie instead. Once everything has been placed, it’s time to finish decorating. For my basket to my niece I’m going to place a garland around the edges for some extra holiday spirit, but you can be as creative as you like. To finish off, place the basket on a large piece of wrapping paper, and bring the corners of the paper up to the top, and tie it all together with a big red bow.

And your done! As you can see it doesn’t take much to make a really great present for kids, and you can even save some money when you plan ahead. If you have several kids to get gifts for this can really work, because buying in bulk is often cheaper. Buy a family sized bag of candy to use on all of the presents, or look for buy one get one 50% off deals. Many websites even have buy one get one free deals on stuffed animals! As you can see, this is a great way to get a fantastic gift, and still not break your budget!

Corina Volegna
http://www.articlesbase.com/gifts-articles/the-best-childrens-gift-kids-gift-baskets-part-2-684662.html

The cost of living continues to rise and families struggle to make ends meet. That’s why part time jobs combined with full time jobs has become the norm. Many need the extra money so they’ll hold their full time job and then take a part time job on the side.

If you would like to know how you to can take advantage of this and possibly make $3500+* per month Click here

Even with two full time incomes in the family it can be hard to make ends meet. This is even more so if there are small children. We aren’t just talking about those in low paying jobs with no education. These day’s those with degrees find themselves facing the same stresses of not having enough money to cover the bills. The cost of housing is one of the main reasons many families find themselves facing the cash short fall.

Success Stories:Click here

Part time jobs offer a way out of this mess. Working as little as an extra 8 hours a week can put an extra $500 into your pocket and that’s enough to make a big difference, especially if two of you are doing it. These part time jobs can sometimes be regular jobs that you do on your day off or they might be side jobs that you do in the evening or from your home.

It can take awhile to find a part time job. There are online job search engines that are worth having a look at like Monster. You can search by area and by part time on most of these sites, which will then give you a list of all the part time jobs in your area.

Part time jobs are usually found listed in your local newspaper too. And don’t forget about word of mouth. Perhaps the corner store or the pub you always stop at are looking for some part time help. Maybe the person that served you mentioned it. If it’s something that interests you then you should find out who does the hiring and contact them right away.

Success Stories:Click here

Part time jobs are a way to make ends meet but if you are both having to hold one down it will more time away from home and from the kids. It’s important that you find a workable balance between family and income. It’s best if you and your partners can alternate shifts so that one of you is at home with the kids in the evening or on weekends. After all, they don’t see you during the week so you really don’t want them at the sitters on the weekends or evenings.

Barbara Bright
http://www.articlesbase.com/home-business-articles/part-time-jobs-in-1322322.html

I like many other fathers out there, used to leave shopping for the children up to my wife. She would take them to the store and I would get to sit on the couch and enjoy a football game with no interruption. Sadly, that’s all been changed thanks to the limited funds available at my kid’s school to supply the sports gear that they need. It is up to the parents to purchase what was once readily provided by the school and now I’m the one that makes the trips to the store with the kids in tow.

My wife and I have always encouraged our children to participate in sports because they teach them about teamwork and working hard to achieve their goals. These types of lessons will hopefully help them later on in life, as they attend college and then enter their chosen professions. Prior to budget cuts, getting their needed equipment was not a financial consideration for the parents. Now, in order for my children to continue to play their favorite sports, we have to cut down on other expenses to be able to afford the expensive gear.

Two of my children play hockey and this type of sport is rough on the equipment, so replacing it has become a fact of life. Just the cost of the skates alone practically has me looking in the want ads for another job. Even though we buy equipment made of good quality, my kids are constantly growing, so we are guaranteed to have to replace items with every season.

Then there’s my own gear that I use to go hunting with. I also fish and play golf. My wife plays tennis with her friends and between all of us; we should own stock in sporting goods companies. As it is, the sales clerks in the store that we frequent knows us by our first names.

We made sure to get on their mailing list for catalogs because they often contain coupons that will save money on the things that we buy. I have to admit that I love getting these catalogs because they keep me up to date on the new advancements in sporting gear. While I certainly can’t afford to replace my golf clubs every time they come up with an improved one, I can at least put them on my Christmas list with the slim hope of getting one of them. Recently, a friend of mine who is in the same boat that I am, told me about a sporting good supplier that sells high quality used equipment.

I don’t have a problem with buying used equipment, as long as it works well and will save me money. From what I understand, they will also buy my used gear or sell it for me on a contingency basis. This is a great relief because it will save us a bundle and I won’t have to get that second job after all.

Gregg Hall
http://www.articlesbase.com/sports-and-fitness-articles/how-to-save-big-money-on-sports-gear-for-your-kids-58730.html

my next door neighbour’s kid want’s to make money so could anyone please help??

Go door to door offering to shovel snow from the sidewalk. In the summer, offer to cut lawns. In the fall, offer to rake leaves. In the Spring, offer to weed gardens.

As you get older, you may be able to offer more services such as dog walking, dog watching, house sitting. It pays to get to know your neighbors. They may need your help with pets or landscape when they go on vacation.