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Duration : 1 min 29 sec

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earning money is not understood by most of today’s teens. They have not been taught to invest money even though they are just students. As a parent, it is necessary that you put your part in to make the situation better.

You ought to teach your children to save money. It is better to learn the concept of investments and money at an early age. It also helps them in learning on money management. This will help the children in the later stages of their life.

Below are a number of tips that will help you in teaching your children on ways to save money.

1. The basic meaning of money need to be put into the head of your children. Once they have mastered the art of counting money, you can go on with teaching them on the real value and meaning of money. You will have to constantly remind them in simple ways so they remember what is taught to them.
2. Saving money is also an important factor. Your children will also have to be educated on saving money. You will have to make them understand how important money is and the impact that it will have on their lives. You should also be patient enough to answer their question on money related issues.
3. The allowance that you give them can be in denominations. This will encourage them to save certain bills for future needs. You can let them save more money by letting them know that they can buy things that they really want to if they have saved enough money to afford it.
4. Teaching them to work for money is another good idea. This can be started off at home. Every time the room is clean, the dishes are done or if the pet is fed by them, you can pay them something like one dollar or fifty cents. This will also let them spend the money they earned wisely and not waste it on unnecessary things.
5. Buying them piggy banks to put in their money and collect it is something which you as a parent can do. Bank accounts can be opened in their names to let them start saving money. Do keep encouraging them by showing them how much they have earned.

Saving money and other money related issues are not very simple for the kids to understand. You should be patient enough in making sure that they have understood it completely even if they are a little slow.

Abhishek Agarwal
http://www.articlesbase.com/personal-finance-articles/money-saving-tactics-for-kids-5-steps-to-teach-your-kids-to-spend-right-703646.html

Make Money

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Duration : 1 min 23 sec

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Make Money

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Duration : 2 min

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What the Rich Teach Their Kids About Money -- That the Poor and Middle Class Do Not! (Books)

Money & Monetary Policy Business & Economics – In Rich Dad, Poor Dad , Robert Kiyosaki explains how to make your money work hard for you instead of you working hard for money. – Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money — That the Poor and Middle Class Do Not! (Books)

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Every parent wants to send their child off school with a good, healthy lunch. Mine did. However, many parents mistake a good lunch as one filled with attractively-packaged, sugary, expensive items. This should not be the case. Packing a brown bag lunch will be less expensive than having your child buy lunch. Also, on top of saving money by making lunches this article explains, through personal experience, how to save even more money by watching what you put into those lunches.

My typical lunch growing up was a PB&J sandwich, a bag of chips, some variation of fruit (applesauce, fresh fruit, or yogurt), and two cookies. I had this lunch, with a few changes once in a while, every day at school… for twelve years. It’s not a huge lunch but I survived, my parents saved money, and you and your kids can too.

So, you’re probably asking, “Well then, what should I put into my child’s lunch?” The answer begins at the grocery store. Divide the lunch into four categories- a main item (sandwich or leftover pizza), a side (chips, crackers), a fruit/veggie or variation (apple, banana, applesauce), and a small dessert (cookies). This will ensure that the lunch has enough to fill its owner and give him or her the necessary nutrients to succeed in school. To start saving money you need to follow these easy steps:

  1. Avoid expensive, unnecessary items (i.e. juice boxes, soda, fruit roll-ups, and other sugary packaged foods)

    1. Drinks. Kids do not need juice boxes or sodas in their lunch. Every school and business place has some sort of a drinking fountain or water dispenser. Water is the best drink for you and best of all, it’s free! I never had in 12 years of school any kind of drink in my lunch. It saved my parents tons of money and forced me to be healthier.

    2. Treats. Avoid those unnecessary treats like fruit roll-ups or ding dongs. These items are full of sugar, are not filling, can cause obesity, and are very expensive. Eliminate these from your shopping list. I still believe something sweet is a good way to end a meal so instead replace the expensive items with cheap store brand cookies. They come in large packs, are cheap, and taste very close to the brand name. This way, you can stick two little cookies in a baggie and still have a treat in your lunch (except this way it will be a lot cheaper). By the way, if you are worried about the store brand thing, it’s a cookie! It can’t taste that much worse than a brand name cookie.

  2. Buy your items in bulk

    1. Sandwiches. If you’re going to be buying sandwich items such as peanut butter or lunch meat, buy the biggest package possible for the best price. You’re going to be using it every day and that means it probably will not be going to waste. Buying a small jar of peanut butter every week or two will end up costing a whole lot more over the course of a year than if you bought a big jar that lasted a month or two.

    2. Side Items. Buy the big boxes of chips or Costco-sized packages of individual applesauce. Smaller packages are going to cost much more than buying the big box or bag. It might cost a little more up front but will save lots of money in the end.

  3. Be Smart.

    1. Buy the cheapest bread. Your kids will not know a difference.

    2. Shop Around. Invest some time viewing the ads that come in your local newspaper before going to the grocery store. Clip some coupons and be sure you are buying at the cheapest price. A box of chips might be on sale for three bucks at one store and regularly-priced at five at another. It might take a little more time but you’ll know it is worth it when you start to see the money you save.

    3. Store brands. Stick to the store brands (unless it is in fact horrible, but in most cases, they won’t be).

    4. Lay down the law. If your kids are with you in the store, tell them that if they ask for it, they won’t get it.

Once you have your groceries, it is time to pack the lunch.

  1. Have the kids make their own lunch. They will appreciate the lunch much more once lunchtime rolls around. It will give them a sense of accomplishment and force them not to take you for granted. I’ve made my own lunch since the second grade so do not think your child can not.

  2. Set limits. Set a limit for what each person can bring each day. If you decide to buy cookies, make sure to let everyone know that two is the maximum per day, etc.

Note: If your children are used to much bigger lunches full of sugary treats, they might be upset at first. Do not give in. Remember, you are saving money and helping to ensure your child does not become obese.

Follow the steps mentioned above and I guarantee you will save plenty of money.

© Copyright 2009 BeatTheEconomy2009.com. This article may be reprinted with the author’s consent and proper citation.

Jason Lutterloh
http://www.articlesbase.com/home-and-family-articles/how-to-save-money-kids-lunches-and-yours-too-725132.html

Every parent wants to send their child off school with a good, healthy lunch. Mine did. However, many parents mistake a good lunch as one filled with attractively-packaged, sugary, expensive items. This should not be the case. Packing a brown bag lunch will be less expensive than having your child buy lunch. Also, on top of saving money by making lunches this article explains, through personal experience, how to save even more money by watching what you put into those lunches.

My typical lunch growing up was a PB&J sandwich, a bag of chips, some variation of fruit (applesauce, fresh fruit, or yogurt), and two cookies. I had this lunch, with a few changes once in a while, every day at school… for twelve years. It’s not a huge lunch but I survived, my parents saved money, and you and your kids can too.

So, you’re probably asking, “Well then, what should I put into my child’s lunch?” The answer begins at the grocery store. Divide the lunch into four categories- a main item (sandwich or leftover pizza), a side (chips, crackers), a fruit/veggie or variation (apple, banana, applesauce), and a small dessert (cookies). This will ensure that the lunch has enough to fill its owner and give him or her the necessary nutrients to succeed in school. To start saving money you need to follow these easy steps:

  1. Avoid expensive, unnecessary items (i.e. juice boxes, soda, fruit roll-ups, and other sugary packaged foods)

    1. Drinks. Kids do not need juice boxes or sodas in their lunch. Every school and business place has some sort of a drinking fountain or water dispenser. Water is the best drink for you and best of all, it’s free! I never had in 12 years of school any kind of drink in my lunch. It saved my parents tons of money and forced me to be healthier.

    2. Treats. Avoid those unnecessary treats like fruit roll-ups or ding dongs. These items are full of sugar, are not filling, can cause obesity, and are very expensive. Eliminate these from your shopping list. I still believe something sweet is a good way to end a meal so instead replace the expensive items with cheap store brand cookies. They come in large packs, are cheap, and taste very close to the brand name. This way, you can stick two little cookies in a baggie and still have a treat in your lunch (except this way it will be a lot cheaper). By the way, if you are worried about the store brand thing, it’s a cookie! It can’t taste that much worse than a brand name cookie.

  2. Buy your items in bulk

    1. Sandwiches. If you’re going to be buying sandwich items such as peanut butter or lunch meat, buy the biggest package possible for the best price. You’re going to be using it every day and that means it probably will not be going to waste. Buying a small jar of peanut butter every week or two will end up costing a whole lot more over the course of a year than if you bought a big jar that lasted a month or two.

    2. Side Items. Buy the big boxes of chips or Costco-sized packages of individual applesauce. Smaller packages are going to cost much more than buying the big box or bag. It might cost a little more up front but will save lots of money in the end.

  3. Be Smart.

    1. Buy the cheapest bread. Your kids will not know a difference.

    2. Shop Around. Invest some time viewing the ads that come in your local newspaper before going to the grocery store. Clip some coupons and be sure you are buying at the cheapest price. A box of chips might be on sale for three bucks at one store and regularly-priced at five at another. It might take a little more time but you’ll know it is worth it when you start to see the money you save.

    3. Store brands. Stick to the store brands (unless it is in fact horrible, but in most cases, they won’t be).

    4. Lay down the law. If your kids are with you in the store, tell them that if they ask for it, they won’t get it.

Once you have your groceries, it is time to pack the lunch.

  1. Have the kids make their own lunch. They will appreciate the lunch much more once lunchtime rolls around. It will give them a sense of accomplishment and force them not to take you for granted. I’ve made my own lunch since the second grade so do not think your child can not.

  2. Set limits. Set a limit for what each person can bring each day. If you decide to buy cookies, make sure to let everyone know that two is the maximum per day, etc.

Note: If your children are used to much bigger lunches full of sugary treats, they might be upset at first. Do not give in. Remember, you are saving money and helping to ensure your child does not become obese.

Follow the steps mentioned above and I guarantee you will save plenty of money.

© Copyright 2009 BeatTheEconomy2009.com. This article may be reprinted with the author’s consent and proper citation.

Jason Lutterloh
http://www.articlesbase.com/home-and-family-articles/how-to-save-money-kids-lunches-and-yours-too-725132.html

Make Money

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extra money, ways make money, make money at home, make money internet

Duration : 1 min 17 sec

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Smoked Mustang Headlight, Taillight, & Sequential Combo Kit (05-09)

Money Saving Combo. We have combined our most popular and best selling Mustang headlights, taillights, and sequential plug-in kit together into one money saving combo kit for your 2005 to 2009 Mustang. Superior Lighting. These Smoked Mustang Halo Headlights will light up the road ahead for great looks and improved night visibility. The Halo’s use state of the art Cold Cathode Lighting “CCFL” for short to give an exotic flair to your mustang that sets it apart from the rest of the herd. Aggressive Smoked Taillights. These Smoked Taillights should have been standard from the factory, because they add great aggressive styling to any 2005 to 2009 S197 Mustang. These Smoked Taillights make the stock factory taillights look like your kid sisters bicycle reflectors. Sequential Taillights Kit. Finish off the classic retro styling of your S197 Mustang with a set of sequential taillights. Sequential taillights were used on the Shelby Mustangs from 1968 to 1970, and now you can have them as part of this combo kit for your modern pony. Application. This money saving Smoked headlight and taillight combo kit with sequential kit is specifically designed to fit the the 2005 to 2009 V6 and GT Ford Mustangs. Bulb application. The Smoked Mustang Headlights use a dual element H13 bulb for high/low beams. American Muscle offers high quality H13 replacement bulbs from Luminics and Sylvania. See the drop down menu option above.

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I am always advised by some of my friends and relatives that I’d better to find a job and spend some time out of home. I really don’t know why they advise me to do that while they are not happy with their jobs, getting up early morning everyday, taking the kids to daycare or leaving them with the babysitter and … . The worst part of their life is the money they make with their full time jobs. The luckiest one can have 10 bucks per hour after paying tax. They also have to pay for gas and other expenses that their cars have every month.

So what advantages does working out of home have for them? Why do they encourage me to do something that they are not happy with it? The advice I always give them is much better. I advise them to stay at home and let their kids grow under their nose. They don’t know how pleasant it is when you see your baby takes his first step or says his first word. Most of them are used to hear these news from their babysitters.

You may be a mom or dad with the same issues and problems with your full time job. I don’t want to ask you to quit your full time job right away, stay at home and think about working from home. I always try to teach people on my weblog and articles to be broad-minded and not to make any limitation for themselves. They can use their extra time they will have when their kids are slept or at the weekend to find some extra streams of income. Even if you don’t need to make any more money and you are happy with your current income but sooner or later you will need some more money. Your children will grow up and there will be many new things that you will have to provide for them. So it does worth if you spend some of the time you are used to spend to take nap or watching TV on finding good ways to create some new streams of income.

But how to get started?

1- First of all please keep in your mind that I do not want to tell you that you will become rich by working from home in a few weeks or even months. In fact you have to avoid all the get rich quick programs. I emphasized on this because I know as soon as people decide to try a working at home business, they turn on their computers, look for a easy work at home job that fits stay at home mothers or dads. It is the time that they can be cheated by scammers. So this is the first thing that you have to take into consideration if you want to work at home and make some extra money.

2- You need to get organized for spending some time on this business every week. This is like other businesses. Only serious and organized people can succeed. If you are a person who starts several businesses and becomes interested in different things but gives up at the first steps or if you become interested in different things just because one of your friends or relatives calls you and talk about it for a few minutes and then you lose your interest even before trying, just because one of your other friends calls you and says she doesn’t like it because of this and that, then you have to change yourself before you start a work at home business and become a stay at home mom (or dad).

I have been working from home online for many years. I could achieve to refer 22,000 people to one of the legitimate work at home programs and teach them everything that I knew but only few of them could make money. Not that it was hard to do. It was not hard because I could do it and a lot of other people could do it before me. Just because they were not serious and organized. They had not made a serious decision. This is the most important step. If you decide seriously and then take action and don’t give up, you will be able to become a successful stay at home mom who not only enjoys being with her family and children – and of course her children enjoy her presence at home – but can make reasonable amount of money.

3- Improve some of your computer skills. You don’t have to be a rocket scientists to work at home but you need to know the basics of computer and internet. When you want to work online and through the internet, you will be dealing with these terms very frequently:

- website

- weblog

- web directory

- email

- link

- search engine

- search engine optimization

- electronic newsletter or ezine

- autoresponder

- forums or discussion boards

- internet marketing

- advertising

- email advertising

- banner and banner advertising

- pay per click advertising and pay per click search engines (PPC)

- joint venture

- link exchange

- domain registration

- web hosting

- auction websites; e.g. eBay

Do not scare if you have not heard about some of the above terms. They are very easy. Soon you will know that working from home and through the internet is much easier than what you thought.

Just open one of the main search engines like Google and enter any of the above terms that you are not familiar with. You don’t have to learn in detail. Just the basics is enough for getting started.

4- After improving your knowledge, decide what you want to do to make money. There are zillions of ways to make money from home by using your computer. You will have main options:

- Sell your own products or services

- Sell others’ products or services

Don’t think that you have to have a factory for having a product which can be sold through the internet. Your product can be very simple things from candle, wooden cross and … to your articles, cookie recipes and e-books.

It is also as easy as 1, 2, 3 to promote others products and earn commissions. There are thousands of affiliate programs that you can join and become able to promote thousands of different products. Some affiliate programs pay as much as 75% commission to the affiliates.

Good Luck!

Judy Taylor
http://www.articlesbase.com/business-articles/stay-at-home-moms-and-dads-lets-make-money-from-home-79129.html